Deciding whether to commute your pension requires careful consideration. Pension funding, risk tolerance, life expectancy, and estate planning are all items which need to be addressed before making this decision.
Unfortunately, in most cases you cannot your convert employee disability insurance to a private plan- however, you may still be able to qualify for disability insurance based on income.
You may convert your employee term life insurance to a personally owned life insurance plan. Price depends on age and amount of insurance required, please call us for a quote!
Our health quoting engine is the first and only one of it’s kind in Canada. Easily compare all major insurance company’s individual health and dental plans, summarized in “plain English”.